You never know what might happen, so it’s better to be safe than sorry by taking out health insurance. We’re not trying to put off you going away, but being prepared for all eventualities will give you peace of mind. We understand that paying for something you don’t think you’ll need is a waste of money – but trust us, if something were to happen you’d end up spending on a lot more on medical care.
Saying that, most visas won’t allow you to travel without the most basic cover. So you’ll probably need to look into getting health insurance regardless, and that’s something we can help you with.
Australia has Medicare, a publicly funded healthcare system that functions alongside private health care providers. If you have private healthcare in the UK it’s worth looking into transferring it, as you could potentially save some money. But at the end of the day it will come down to your visa requirements. You will more than likely need to purchase and maintain Health Insurance for the duration of your stay – our comparison of top providers will help you find the best deal.
New Zealand on the other hand has a free public health care system for people that qualify. Meaning you’ll have access to treatments, check-ups, 24 hour accident & emergency and prescriptions. But, it’s not uncommon for visitors to undergo a health check-up when they arrive to make sure they’re in good health. However, it’s recommended that you purchase private healthcare, which allows you to bypass the long waiting times of public care. Private health care insurance providers will cover the costs of any semi and non urgent procedures.
In Canada, your requirements to qualify for public healthcare will change depending on what province you reside in. Meaning there will be a period of time where you’re not covered at all. It’s therefore highly recommended that you take out private healthcare insurance, even if it’s short term. Just in case.
Once you’ve chosen a policy (and we can’t stress this enough) ALWAYS READ THE SMALL PRINT. We know it’s tedious but it’s essential you know the terms of your insurance company, it could make a difference between making a valid claim or not. For example, they may not pay out if you don’t contact them prior to receiving any medical treatment. So it’s worth knowing.
Head on over to migrationcompared.com and use our comparison tools to make an informed decision and find a policy that suits you. You can relax knowing that you and your loved ones are covered. Safe travels.